COMPANY PROFILE

SK ASSOCIATES  has a legacy of over 7 years in the Finance Industry. Having Registered Office at A4- 1703, Centurian Park Terrace Homes, Tech Zone IV, Greater Noida -201306 and Branch Office at 551 JHA/113, Alambagh Lucknow- 226005. It is a professional advisory firm engaged in providing expert services in debt syndication and financial consultancy.

We specialize in assisting clients with arranging Commercial Loans & Retail Loans through our strong network of banks, NBFCs, and financial institutions. We are nearly empanelled with major Banks & NBFC across India:

• Commercial Loans facilitates businessmen, and we facilitate funding for their business needs with financial Fund based and Non Fund based products such as Cash Credit, Overdraft, Term loans, Working Capital Term Loans, Business loan, Project financing, Asset restructuring, Bank Guarantee, Letter of Credit and many more.
• Retail Loans catering to the requirement of Individuals like Home Loan, Loan against Property & Personal Loans and many more.

Our goal is to deliver customized financial solutions that help businesses to achieve sustainable growth while maintaining transparency, efficiency and integrity to each business house.

With a team of experienced professionals including many high ranking retired officials from major PSU and Private Banks, we ensure end-to-end support from documentation and financial analysis to sanction and disbursement with making the loan process smooth and efficient for our partners.

At SK Associates, we believe in building long-term relationships based on trust, expertise, and consistent performance. We recognize the increasing need for an uninterrupted flow of funds to your growing business. Therefore, we offer multiple services including Loan & Insurance Solution, Financial & Business Consultancy Services with in-depth experience of Financial Industry and our vast network of Associate banks and NBFCs. We can help you to raise funds for your business expansions and acquisitions, restructure your debt with our hybrid solutions.

About the Founder –

Mr. Nirlesh Tiwari

Mr. Nirlesh Tiwari, owing to the urge to enable access to the right quantum and fast funds, established SK Associates. He stands as a distinguished professional with over 13 years of prolific experience across the Banking, NBFC, and Credit Rating sectors. His illustrious career reflects an exceptional blend of analytical precision, strategic acumen, and an unwavering commitment to financial excellence.

With over 13 years of rich experience in the banking and financial sector, he witnessed first-hand challenges faced by MSMEs and large corporates in accessing the right financial guidance and structured funding solutions. This realization sparked a vision — to bridge the gap between businesses and banking institutions through professional expertise and strategic consultancy.

Driven by a deep understanding of financial dynamics and a passion for empowering enterprises, he envisioned creating a platform that could act as a trusted partner in growth — understanding each client’s present needs, anticipating future requirements, and crafting solutions that enable sustainable expansion.

Having helmed large and diverse portfolios across Mumbai, Delhi, and Uttar Pradesh, Mr. Tiwari has earned profound recognition for his expertise in structuring and funding SME as well as large corporate houses. His intellectual foresight, coupled with a meticulous understanding of financial statements, has positioned him as one of the pioneering minds in the Indian banking fraternity.

Driven by an entrepreneurial spirit and guided by ethical business principles, Mr. Nirlesh Tiwari continues to lead SK Associates with a progressive vision, fostering financial empowerment and sustainable growth for businesses across India.

Team SK Associates mission is to help businesses not only secure funding but also achieve financial excellence, transforming their aspirations into measurable success and elevating them to new heights of growth and prosperity.

Mr. Prabhjyot Chhabra

Chief Operating Officer (COO)

With over 16 years of experience in the banking and financial services industry, Mr. Prabhjyot Chhabra serves as the Chief Operating Officer (COO) of SK Associates. His professional experience encompasses corporate banking, MSME financing, and the management of diverse credit portfolios across leading banking institutions.
Over the course of his banking career, extensive exposure has been gained to corporate and MSME lending, credit appraisal, financial analysis, portfolio management, and the assessment of business financing requirements. This experience has facilitated a comprehensive understanding of lending frameworks, credit evaluation parameters, and the financial considerations that influence funding decisions across businesses of varying sizes and complexities.
At SK Associates, operational strategy, process efficiency, and the delivery of structured financial solutions remain central to his role. A strong emphasis is placed on aligning client requirements with appropriate financing structures, strengthening institutional relationships, and ensuring that financial solutions are supported by a thorough understanding of business fundamentals and lender expectations.
The approach adopted towards financial consultancy is rooted in analytical rigour, commercial understanding, and a practical appreciation of the challenges encountered by businesses in securing appropriate funding. Particular importance is accorded to evaluating financial requirements, identifying suitable financing opportunities, and facilitating well-structured solutions that support business continuity, expansion, and long-term financial sustainability.
Through a combination of extensive banking experience and operational leadership, the focus remains on strengthening SK Associates’ service delivery standards, fostering enduring relationships with clients and financial institutions, and contributing to the firm’s commitment to professional, transparent, and result-oriented financial consultancy.
The broader objective is to ensure that businesses are supported by informed financial guidance and appropriately structured funding solutions, enabling them to pursue their growth ambitions with greater financial clarity and confidence.

Vision, Mission and Values

Our mission is to empower businesses with reliable and clientcentric financial solutions while upholding the highest standards of integrity, professionalism, ensuring trust and long-term partnerships.

Objectives:

1. Provide expert advisory by guiding clients on loan structuring, documentation and negotiation with banks and financial institutions.
2. Enhance Client Credibility by arranging finance from reputed lenders, strengthen client reputation and market confidence.

Support Business Growth by enabling clients to expand, execute projects and manage working capital efficiently.