Workmen Compensation Policy : 
Also called as Employee’s Compensation Insurance, helps you cover legal liability for workplace accidents, injuries, or fatalities that are a result of or during employment.
This helps businesses compensate its employees or their dependents, covering costs for medical expenses, wage loss, temporary or permanent disability, and death benefits, ensuring that you meets legal obligations under the Employee’s Compensation Act 1923 (previously Workmen’s Compensation Act).
What’s Covered under this policy?
Medical Expenses:- Covers treatment costs for work-related injuries or occupational illnesses.
Wage Loss:- Compensates employees for income lost due to a work-related injury.
Disability Benefits:- Provides financial support for temporary or permanent disabilities arising from the job.
Death Benefits:- Offers compensation to the dependents of an employee who dies due to a work-related accident.
We help you to analyze your business risk profile and assist you to get the best policy from our Insurance Partners.

Contractors all risk Policy(CAR) :
This is an “all-in-one” policy that provides comprehensive protection for construction projects, covering physical damage to the work, materials, and equipment from unforeseen events like fire, natural disasters, and accidents, as well as the third-party liability arising from bodily injury or property damage to others during the project. This policy is essential for contractors, builders, and developers to safeguard their financial interests and ensure project continuity against unexpected costs and disruptions.
Damage to Contract Works:- Physical loss or damage to the ongoing construction work itself. Contractor’s Machinery, Plant, and Equipment: Protection for machinery, tools, and equipment used for the project.

Cover Includes : 
Materials:- Coverage for construction materials stored at the project site.
Third-Party Liabilities:- Financial protection against legal claims for bodily injury or property damage caused to third parties during the project.
Various Perils:- Coverage for risks such as fire, lightning, theft, burglary, accidental damage (including defective workmanship or negligence), water damage, and various natural calamities like floods, storms, and earthquakes.

Fire and Marine Insurance :
This cover provides financial protection against loss or damage to buildings, equipment, inventory, and personal property from accidental fire, smoke, and water damage used in firefighting, theft, loss of goods or vessels during transit, whether by sea, air, land, or inland waterways.

Group & Individual Health insurance :
Unforeseen health conditions can not only lead to mental anguish and stress but can also leave you drained by the expenses. Manage and save your medical expenditure without burning a hole in your pocket and be intelligently ready.

Group & Individual Life insurance :
This cover acts as a critical financial safety mechanism, offering income replacement for your family, funds to cover debts and daily expenses, and a way to secure future goals like children’s education or retirement. It replaces the financial value of an income earner’s contribution, ensuring your loved ones can maintain their lifestyle, pay for final expenses, and avoid financial hardship after your death. Beyond financial security, some policies offer savings and investment components, potential loan access during emergencies, and tax benefits, offering comprehensive financial stability for your family.